Pick Copilot Money
Choose Copilot Money if you're all-in on Apple, want investment tracking alongside subscriptions, prefer a polished native app experience, and don't mind paying $13/mo with bank account linking.
Cross-platform subscription tracker vs Apple-only finance app
SubHorizon Pro is €9.99/month including VAT for 20 subscriptions and 200 AI credits. Max is €29.99/month including VAT for 200 subscriptions, 1,000 credits and personalized stack reviews. Compare the provider’s current regional offer alongside the features you need; currencies, tax and billing terms can differ.
Direct answer
SubHorizon Pro is €9.99/month including VAT for 20 subscriptions and 200 AI credits. Max is €29.99/month including VAT for 200 subscriptions, 1,000 credits and personalized stack reviews. Compare the provider’s current regional offer alongside the features you need; currencies, tax and billing terms can differ.
Pick SubHorizon
Choose SubHorizon if you use Android or Windows, need AI receipt parsing for subscriptions, prefer privacy (no bank login), or find $13/mo too steep for subscription tracking alone.
Pricing
- SubHorizon Pro€9.99/monthUp to 20 subscriptions, analytics, multi-currency
- SubHorizon Max€29.99/monthUp to 200 subscriptions, AI parsing, smart recommendations
- Copilot Money$13/mo or $95/yrApple only (iOS, Mac, Web) · No free tier
Vendor sitecopilot.money (opens in a new tab)
Feature comparison
| Feature | SubHorizon | Copilot Money |
|---|---|---|
| Focus | 100% subscription management | Full personal finance |
| Pricing | €9.99/mo / €29.99/mo | $13/mo ($95/yr) |
| Free tier | No | No (trial only) |
| Platforms | Web (any device, any OS) | iOS, Mac, Web (no Android) |
| AI text import | Pro and Max · 2 credits per parse | No |
| AI categorization | Pre-seeded catalog (18+ tools) | Yes (auto-categorization) |
| Bank login required | No (privacy-first) | Yes (Plaid) |
| Multi-currency | 20+ currencies | Limited |
| Investment tracking | No | Yes |
| Renewal alerts | 30/60/90-day proactive | Recurring transaction detection |
| Spending analytics | Subscription-focused insights | Full financial analytics |
| Budget goals | Yes | Yes |
| Calendar view | Yes | No |
| Export (PDF/CSV) | Yes | Limited |
Frequently asked questions
Can I use Copilot Money on Android?
No. Copilot Money is only available on iOS, Mac, and web as of 2026 — there is no Android app. SubHorizon works on any device with a browser, including Android, Windows, Linux, and Chromebooks.
Is SubHorizon cheaper than Copilot Money?
SubHorizon Pro is €9.99/month including VAT for 20 subscriptions and 200 AI credits. Max is €29.99/month including VAT for 200 subscriptions, 1,000 credits and personalized stack reviews. Compare the provider’s current regional offer alongside the features you need; currencies, tax and billing terms can differ.
Does Copilot Money have better AI features than SubHorizon?
Pro and Max include assistant chat and AI import from pasted invoice text. Max adds personalized stack reviews using your declared usage, keep reasons and dated official sources. You review imported drafts before saving.
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