Cursor Pricing (2026)
Full breakdown of Cursor plans, costs, and what you get at each tier. See how it compares to other AI code editor tools.
Cursor pricing
AI Code EditorChecked Aug 2026- Pro$20/monthor $16/month billed yearly
Free option: Hobby (limited).
Usage limits are approximate. Credits: Unlimited Tab completions; $20 monthly credit pool for premium models
What it covers
AI-native code editor with credit-based model access and composer for multi-file edits.
- Unlimited Tab completions and Auto mode
- Composer for multi-file edits
- Credit-based access to Claude, GPT, Gemini
- Codebase-aware chat
- Built on VS Code
Cost projections
| Period | Monthly billing | Annual billing |
|---|---|---|
| 1 month | $20 | $16 |
| 3 months | $60 | $48 |
| 6 months | $120 | $96 |
| 12 months | $240 | $192 |
| Annual savings | Save $48/yr |
Compare AI Code Editor pricing
| Tool | Monthly | Annual | Free tier | Usage limits |
|---|---|---|---|---|
| Cursor | $20/month | $16/month | Yes | Unlimited Tab completions; $20 monthly credit pool for premium models |
| GitHub Copilot | $10/month | $8.33/month | Yes | Unlimited completions; ~1,500 monthly AI Credits for chat and agents |
| Replit | $20/month | $20/month | Yes | $20 of monthly Agent credits; effort-based checkpoints draw them down |
| Bolt | $25/month | $25/month | Yes | 10M tokens/month with no daily cap; unused tokens roll over |
| Lovable | $25/month | $25/month | Yes | 100 monthly credits plus 5 daily credits (~250/mo effective) |
| v0 | $20/month | $20/month | Yes | $20 of monthly generation credits; more can be purchased anytime |
| Windsurf | $20/month | $20/month | Yes | Daily/weekly agent quotas since Mar 2026; Tab autocomplete unlimited |
| Devin | $20/month | $20/month | No | Agent time metered in ACUs (~15 min each); overage billed per ACU |
| Zed | $20/month | $20/month | Yes | $10/month of included AI token credits; editor itself is free |
| Trae | $10/month | $10/month | Yes | Token-based AI usage with a monthly allowance; exact allotment varies |
Related comparisons
Plan the Cursor renewal in context
Compare Cursor against alternatives, similar tools, and the full AI pricing library before the next charge.
- Cursor pricingCursor plan costs, annual math, free tier notes, and category comparisons.
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- Replit pricingReplit plan costs, annual math, free tier notes, and category comparisons.
- Bolt pricingBolt plan costs, annual math, free tier notes, and category comparisons.
- Lovable pricingLovable plan costs, annual math, free tier notes, and category comparisons.
- GitHub Copilot alternativesCompare GitHub Copilot against relevant AI tools before adding another subscription.
- Replit alternativesCompare Replit against relevant AI tools before adding another subscription.
- ChatGPT vs CursorCompare ChatGPT and Cursor pricing, overlap, and fit inside an AI tool stack.
- Claude vs CursorCompare Claude and Cursor pricing, overlap, and fit inside an AI tool stack.
- Cursor vs GitHub CopilotCompare Cursor and GitHub Copilot pricing, overlap, and fit inside an AI tool stack.
- Cursor vs ReplitCompare Cursor and Replit pricing, overlap, and fit inside an AI tool stack.
- Cursor vs BoltCompare Cursor and Bolt pricing, overlap, and fit inside an AI tool stack.
- Cursor vs LovableCompare Cursor and Lovable pricing, overlap, and fit inside an AI tool stack.
- Cursor vs v0Compare Cursor and v0 pricing, overlap, and fit inside an AI tool stack.
- Cursor vs WindsurfCompare Cursor and Windsurf pricing, overlap, and fit inside an AI tool stack.
- Cursor vs DevinCompare Cursor and Devin pricing, overlap, and fit inside an AI tool stack.
- Cursor vs ZedCompare Cursor and Zed pricing, overlap, and fit inside an AI tool stack.
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Frequently asked questions
How much does Cursor Pro cost?
Cursor Pro costs $20/mo (or ~$16/mo billed annually) and includes unlimited Tab completions, Composer for multi-file edits, and credit-based access to Claude, GPT, and Gemini models.
Is Cursor free to use?
Yes, Cursor offers a free Hobby plan with limited completions and chat messages. It is enough to evaluate the editor, but professional developers will want Pro for unlimited completions and Composer access.
How does Cursor credit-based pricing work?
Cursor Pro includes a monthly credit allocation for premium model requests (Claude, GPT-5, Gemini). Tab completions and basic chat are unlimited. Additional credits can be purchased if you exceed the monthly allocation.
Is Cursor cheaper than GitHub Copilot?
Cursor Pro is $20/mo while GitHub Copilot starts at $10/mo. However, Cursor includes a full AI-native IDE with Composer mode and multi-model access, while Copilot is an extension for existing editors. The value depends on whether you need a standalone IDE.
Track your Cursor subscription
SubHorizon tracks Cursor alongside your full AI stack so you see renewals, catch overlap, and stop paying twice.