AI Tool Pricing

Cursor Pricing (2026)

Full breakdown of Cursor plans, costs, and what you get at each tier. See how it compares to other ai code editor tools.

Cursor logo
Cursor
AI Code Editor·$20/mo·Hobby (limited)

AI-native code editor with credit-based model access and composer for multi-file edits.

Usage limitsCreditsUnlimited Tab completions; $20 monthly credit pool for premium modelsapproximate, as of Aug 2026

What's included in Cursor Pro

  • Unlimited Tab completions and Auto mode
  • Composer for multi-file edits
  • Credit-based access to Claude, GPT, Gemini
  • Codebase-aware chat
  • Built on VS Code

Cost projections

PeriodMonthly billingAnnual billing
1 month$20$16
3 months$60$48
6 months$120$96
12 months$240$192
Annual savingsSave $48/yr

Compare AI Code Editor pricing

ToolMonthlyAnnualFree tierUsage limits
Cursor$20/mo$16/moYesUnlimited Tab completions; $20 monthly credit pool for premium models
GitHub Copilot$10/mo$8.33/moYesUnlimited completions; ~1,500 monthly AI Credits for chat and agents
Replit$20/mo$20/moYes$20 of monthly Agent credits; effort-based checkpoints draw them down
Bolt$25/mo$25/moYes10M tokens/month with no daily cap; unused tokens roll over
Lovable$25/mo$25/moYes100 monthly credits plus 5 daily credits (~250/mo effective)
v0$20/mo$20/moYes$20 of monthly generation credits; more can be purchased anytime
Windsurf$20/mo$20/moYesDaily/weekly agent quotas since Mar 2026; Tab autocomplete unlimited
Devin$20/mo$20/moNoAgent time metered in ACUs (~15 min each); overage billed per ACU
Zed$20/mo$20/moYes$10/month of included AI token credits; editor itself is free
Trae$10/mo$10/moYesToken-based AI usage with a monthly allowance; exact allotment varies

Related comparisons

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ChatGPT vs Cursor
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Claude vs Cursor
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Cursor vs GitHub Copilot
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Cursor vs Replit
Related pricing paths

Plan the Cursor renewal in context

Compare Cursor against alternatives, similar tools, and the full AI pricing library before the next charge.

Cursor pricingCursor plan costs, annual math, free tier notes, and category comparisons.Cursor alternativesCompare Cursor against relevant AI tools before adding another subscription.GitHub Copilot pricingGitHub Copilot plan costs, annual math, free tier notes, and category comparisons.Replit pricingReplit plan costs, annual math, free tier notes, and category comparisons.Bolt pricingBolt plan costs, annual math, free tier notes, and category comparisons.Lovable pricingLovable plan costs, annual math, free tier notes, and category comparisons.GitHub Copilot alternativesCompare GitHub Copilot against relevant AI tools before adding another subscription.Replit alternativesCompare Replit against relevant AI tools before adding another subscription.ChatGPT vs CursorCompare ChatGPT and Cursor pricing, overlap, and fit inside an AI tool stack.Claude vs CursorCompare Claude and Cursor pricing, overlap, and fit inside an AI tool stack.Cursor vs GitHub CopilotCompare Cursor and GitHub Copilot pricing, overlap, and fit inside an AI tool stack.Cursor vs ReplitCompare Cursor and Replit pricing, overlap, and fit inside an AI tool stack.Cursor vs BoltCompare Cursor and Bolt pricing, overlap, and fit inside an AI tool stack.Cursor vs LovableCompare Cursor and Lovable pricing, overlap, and fit inside an AI tool stack.Cursor vs v0Compare Cursor and v0 pricing, overlap, and fit inside an AI tool stack.Cursor vs WindsurfCompare Cursor and Windsurf pricing, overlap, and fit inside an AI tool stack.Cursor vs DevinCompare Cursor and Devin pricing, overlap, and fit inside an AI tool stack.Cursor vs ZedCompare Cursor and Zed pricing, overlap, and fit inside an AI tool stack.AI subscription trackerTrack AI tool costs, renewals, overlap, and cancellation decisions in one workspace.AI tool pricing guideCompare AI coding assistants, editors, app builders, and research tools by monthly cost.AI stack cost calculatorEstimate the monthly and annual cost of your current AI tool stack.All AI pricing pagesBrowse the complete SubHorizon pricing library for AI tools builders actually pay for.

Frequently asked questions

How much does Cursor Pro cost?

Cursor Pro costs $20/mo (or ~$16/mo billed annually) and includes unlimited Tab completions, Composer for multi-file edits, and credit-based access to Claude, GPT, and Gemini models.

Is Cursor free to use?

Yes, Cursor offers a free Hobby plan with limited completions and chat messages. It is enough to evaluate the editor, but professional developers will want Pro for unlimited completions and Composer access.

How does Cursor credit-based pricing work?

Cursor Pro includes a monthly credit allocation for premium model requests (Claude, GPT-5, Gemini). Tab completions and basic chat are unlimited. Additional credits can be purchased if you exceed the monthly allocation.

Is Cursor cheaper than GitHub Copilot?

Cursor Pro is $20/mo while GitHub Copilot starts at $10/mo. However, Cursor includes a full AI-native IDE with Composer mode and multi-model access, while Copilot is an extension for existing editors. The value depends on whether you need a standalone IDE.

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