Pick Rocket Money
Choose Rocket Money if you want an all-in-one finance app with bank integration, subscription cancellation concierge, bill negotiation, and you're primarily based in the US.
Privacy-first subscription intelligence vs bank-linked finance app
Rocket Money links to your bank accounts to find subscriptions automatically. SubHorizon gives you the same visibility without sharing your banking credentials — and it's built specifically for AI tool subscriptions.
Direct answer
Rocket Money is a full personal finance app that happens to track subscriptions. SubHorizon is purpose-built for subscription intelligence — especially for developers and builders managing AI tool spend across currencies.
Pick SubHorizon
Choose SubHorizon if you value privacy (no bank login), need multi-currency support, want AI receipt parsing, or are specifically managing AI tool subscriptions as a developer or freelancer.
Pricing
- SubHorizon Pro€9.99/monthUp to 20 subscriptions, analytics, multi-currency
- SubHorizon Max€29.99/monthUp to 200 subscriptions, AI parsing, smart recommendations
- Rocket Money$7–$14/mo Premium; $15 Premium+AIRequires bank account linking
Vendor siterocketmoney.com (opens in a new tab)
Feature comparison
| Feature | SubHorizon | Rocket Money |
|---|---|---|
| Focus | 100% subscription management | Full personal finance |
| Pricing | €9.99/mo / €29.99/mo | $7–$14/mo Premium; $15 Premium+AI |
| Bank login required | No (privacy-first) | Yes (required) |
| AI text import | Pro and Max · 2 credits per parse | No |
| AI tool catalog | Pre-seeded (18+ tools) | No |
| Multi-currency | 20+ currencies | USD primarily |
| Geographic availability | Global | United States |
| Renewal alerts | 30/60/90-day proactive | Bill reminders |
| Budget goals | Yes | Yes (broader budgeting) |
| Spending analytics | Subscription-focused insights | Full financial analytics |
| Cancellation service | No | Yes (concierge) |
| Bill negotiation | No | Yes |
| Calendar view | Yes | No |
| Export (PDF/CSV) | Yes | Limited |
Frequently asked questions
Why doesn't SubHorizon require bank account access?
SubHorizon is privacy-first by design. Instead of scanning your bank transactions, it uses AI receipt parsing, a pre-seeded tool catalog, and manual entry. You control exactly what data enters the system — nothing is pulled from your bank without your knowledge.
Is SubHorizon cheaper than Rocket Money?
SubHorizon Pro is €9.99/month including VAT for 20 subscriptions and 200 AI credits. Max is €29.99/month including VAT for 200 subscriptions, 1,000 credits and personalized stack reviews. Compare the provider’s current regional offer alongside the features you need; currencies, tax and billing terms can differ.
Can SubHorizon cancel subscriptions for me like Rocket Money?
No. SubHorizon focuses on visibility, intelligence, and budgeting — not cancellation concierge. It helps you identify which subscriptions to cancel and when, but you make the final call and do the cancellation yourself.
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